RRIF Term Deposit

Earning more from your investments is key to a comfortable retirement. By keeping your funds locked in a term, you can earn the same great rates on your RRIF that you’ve come to expect from a term deposit.

All you need is a minimum of $1,000, and you can keep a stable rate from anywhere between one and five years. Just like all of our other terms deposits, interest is calculated and paid annually and at maturity.

Secure your funds in a term deposit, so you can earn more and enjoy a simple retirement!

Note: Don't forget to fill out your designation of beneficiary form if requested. Keep in mind, you must be an Implicity member before opening an RRIF. Join Now!

Non-Redeemable RRIF Term Deposits (Rates effective 2021-03-04) Rates
1 year 1.15%
2 year 1.35%
3 year 1.35%
4 year 1.45%
5 year 1.60%

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