RRIF Term Deposit

Earning more from your investments is key to a comfortable retirement. By keeping your funds locked in a term, you can earn the same great rates on your RRIF that you’ve come to expect from a term deposit.

All you need is a minimum of $1,000, and you can keep a stable rate from anywhere between 1-6 years. Just like all of our other terms deposits, interest is calculated and paid annually and at maturity.

Secure your funds in a term deposit, so you can earn more and enjoy a simple retirement!

Note: Don't forget to fill out your designation of beneficiary form if requested. Keep in mind, you must be an Implicity member before opening an RRIF. Join Now!

Non-Redeemable RRIF Term Deposits (Rates effective 2018-10-02) Rates
1 year 2.85%
2 year 2.95%
3 year 3.00%
4 year 3.10%
5 year 3.35%
6 year 3.40%

Find Branch/ATM

Enter address, postal code or branch name