If you want time to work for you, lock in your money with our best available rates.

With as little as $1,000 you can lock in a great rate for one to six years. Interest is calculated and paid annually. Tuck some money away where it's 100% guaranteed to be safe and guaranteed to grow.

Get time on your side - earning our best rates for you - with a Guaranteed Investment Certificate (GIC)

Non-Redeemable GICs Rates
1 year special 3.10%
2 year special 3.30%
3 year special 3.35%
4 year special 3.40%
5 year special 3.50%
6 year 3.45%

Already an Implicity member? To open a GIC, simply email!


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