If you want time to work for you, lock in your money with our best available rates.

With as little as $1,000 you can lock in a great rate for one to six years. Interest is calculated and paid annually. Tuck some money away where it's 100% guaranteed to be safe and guaranteed to grow.

Get time on your side - earning our best rates for you - with a Guaranteed Investment Certificate (GIC)

Non-Redeemable GICs Rates
1 year 2.60%
2 year 2.75%
3 year 2.85%
4 year 3.00%
5 year 3.15%
6 year 3.20%

Already an Implicity member? To open a GIC, simply email!


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